Sukanya Samridhi Yojana
|
Who
|
Women and Child
Development Ministry, under Maneka Gandhi
|
|
What
|
Sukanya Samridhi
Yojana is a sub-component of Beti Bachao, Beti Padhao (BBBP)
|
|
Launched on
|
Jan 22, 2015
|
|
Launched at
|
Panipat, Haryana
|
Ø This
small-deposit scheme is subpart of Beti Bachao campaign.
Ø (Minor)
bank account for girl child below the age of 10.
Ø She
can withdraw 50% of the money after reaching age of 18 e.g. for higher
education. 18 years deadline will also help preventing child-marriages.
(Although scheme is silent- on whether account money will be forfeited if child
marriage done.)
Ø For
initial account opening, minimum deposit Rs.1000 required.
Ø Later,
any amount in multiple of 100 can be deposited, but maximum Rs. 1.5 lakh per
year.
Ø Interest
rate: 9.1% compounded annually. No income tax for this year.
Ø Account
can be opened via post office or commercial banks, Account will remain
operative until she reaches 21 age.
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